Taking the current nature of traveling as a fast running stream, students are always on the lookout for how to navigate the world without necessarily spending a lot of money.
Thus when you are confronted with a lot of choices on travel then the Discover Student Travel Card should be the answer.
This card is aim at students and therefore cards offer many advantages and services that will help students to travel both economically and conveniently.
In this article you will learn all about Discover Student Travel Card, who offers it, how it operates and how it can enhance your journey.
What is the Discover Student Travel Card?
Contrary to a more general student credit card the Discover Student Travel Card is a credit card for students who travelling frequently.
This card carries quite a number of features. No transaction fees is attached for the card and there is also no need to pay it back hence you are able to enjoy lots of cashback and other travel perks as you travel.
Features of Discover Student Travel Card
The Discover Student Travel Card has several attributes that qualify it as an imperative card for student many of whom are always on the move. Herein is a list of some of the outstanding features of the Discover Student Travel Card
1. No Annual fee
Offering one of the best and unique feature the Discover Student Travel Card does not carry an annual fee. Due to this, it will prove beneficial to students;
especially knowing that there are a myriad of traditional travel cards that accompany some fees which will drastically reduce the travelling costs.
This card enables you to focus on your travelling expenses without paying a fee for the annual on the card.
2. Cash Back Benefit
Moreover, the Discover Student Travel Card helps its user to receive a certain amount of cash back on various purchases including traveling costs. It enables the students to get Up to 1% – 5% cash back on all purchases that are possible including;
flight tickets, accommodations, car rentals, meals, and groceries, among others. Furthermore,
Discover is also quite usual for providing different benefits that could be granted only to the card holder to raise cashback rate they get on some kind of purchases during specific period of time.
3.Travel Protections
Preceding that, the card included travel insurance and other features that included trip cancellation and travel accident insurance.
These facilities assist students and parents to be assured while attending other areas so that no mishap that may happen and therefore cause other expenses.
4. No Foreign Transaction Fees
So, for students who intend to travel to other countries or other countries as part of their activities on other expeditions, the following benefit:
No foreign transaction fee is at the top of the list. The majority of credit card merchants would rather see their card holders transact up to 3% per transaction using the cards while.
they are in foreign countries as opposed to the offer Discover Student Travel Card which gives students the chance to save some dollars when making transactions across the globe.
5. Rewards for Good Grades
Another more added in the Discover Student Travel Card is the Good Grades Reward Program each Discover rhino card owner can get $20 statement credit for each academic year for up to 5 years,
provided that your GPA more than equals 3.0. This incentive is effective for improving class performance and at the same time also for offering youngsters monetary benefits for being responsible
6. Flexible Redemption Options
The journals that the cashback which is earned by the Discover Student Travel Card can be utilized is quite elastic. It is really useful when a student can apply it as credit and when receiving money that it refunds in statement,
pay other bills or buy something on Amazon. Thus it allows the student to properly expend the compy based with the consumption patterns within their reach.
Advantages of using the Discover Student Travel Card
1. Budget-Friendly Travel
The Discover Student Travel Card keeps your money safe in your wallet as you will get a cash back on all you purchase and no foreign transaction fee.
As you travel you buy a flight ticket or even a hotel for a vacation, each time you use the card, you save part of your money
In the same regard, the no annual fee policy keeps the cardholder from all sorts of fees associated with holding the card. Since there are no Foreign Transaction Fees for use with this card,
it is appropriate to use it especially if you are studying or if you are preparing to do your internship in a foreign country.
The exclusion of these costs may be useful for planning the structure of expenditures in the target country; however, cost should not be overlooked, thus.
2. Enhanced Travel Safety
Now and then, when one is traveling there are situations that one does not anticipate, and this is where the Discover Student Travel Card has provided for Insurance for travel to meet such an incidences.
All sorts of things such as getting a flight cancelled or having your luggage lost are all eliminated with such protections.
The card also includes emergency help services which are inappreciable in case of travelling in regions that the patent has never been before.
Whether one is sick or ones on a trip and found some problems Discover stands ready to make sure all is well.
3. Building Credit History
The last benefit of being a Discover Student Travel Card holder is that the card helps build credit history.
Establishing a good credit track record especially during the youth increases the ability to achieve some credit objectives at some point in life for example purchasing a house or a car.
As much as the card may be have been used irresponsibly in cases say a student in order to have a chance to pay an outstanding balance in respect to an account statement on the credit card in good time.
gives the holder a better score on the green cone and a better shot at more products in regard to financial credit in the future.
4.Scholarship Bonus
The Discover Student Travel Card is not just the spend now, worry never card but also the spend now, improve your academic performance and get rewarded card.
The Good Grades Reward Program is really a good chance that can be used for getting other kinds of bonuses only for having good grades.
This is a special aspect that will assist every student to focus on the learning process apart from that feeling that she or he is a responsible holder of the card.
How You Can Get the Discover Student Travel Card l
It is quite simple to apply for a Discover Student Travel Card Here are the steps You can complete the whole process of the application regarding the Card online but if You wish, You can directly go to the Discover official website. So here, the are general steps when applying:
1. This site is intended for use by users who are at least 18 years old, live in the United States, and are students at a college or university.
2. The personal information that you will be required to disclose are; your name and address, social security number, etc..
3. Income Verification: This is because even though the Discover Student Travel Card is aimed at students in their travel activities you will be needed to provide your income details.
If you don’t have a job you can mention your parents as sponsors or scholarships or any other means of support and income.
4.Review and Submit: It is good for the requirements’ application after being filled to go through the details for validity before submitting it. The spoke approval is also very fast, it will take a few minutes and you get your approval.
Few suggestions to fully and effectively utilize the Discover Student Travel Card
– Use the Card for Everyday Purchases: However because this card contains cashback awards, you ought to use the particular card in making your expenditures on essentials in life through making purchases in food stuff, restaurants and the other things which are indispensable in life.
– Take Advantage of Promotions: Your Discover will have listed categories that have a higher cash back rate thus should check these categories when travelling for instance.
Pay Your Balance in Full: They include; Do not pay interest by making sure you clear your bill to the penny every month. It will also help you build credit status in situations where you fail to meet the payments as planned
– Monitor Your Credit Score: This one also also provides the FICO® credit score for free from Discover and this you can use to track your credit-building process.
Conclusion
A major aspect of the student travel card is embodied in the Discover Student Travel Card because this card will enable the student to travel round the country at a cheaper cost enjoying the privileges and hard –earned- rights of the card holder.
This card is for the students traveling and has no annual fee, cash back on purchase and travel benefits and protections. Whether you have planned for travelling for few days for a trip or if you are studying in a distant country.
It has then been formulated in such a manner that will ensure Discover Student Travel Card makes your travels even more enjoyable, and not as expensive.
And so while the students can travel as much as they can take every possible opportunity the proper exploitation of credit cards can also be made in order to create good standing when necessary in years to come.