Considering the nature of modern travel as a rapidly flowing stream, students are always trying to find how to travel around the world without much spending money.
When faced with a lot of choices for traveling then the Discover Student Travel Card should be the answer.
This card is specifically targeted towards students and therefore cards provides numerous benefits and facilities that will enable students to travel both cheap and comfortably.
In this article you will learn all about Discover Student Travel Card, what it is, how it works and how can it improve your travels.
What is the Discover Student Travel Card?
The Discover Student Travel Card is a credit card specifically for students who travel a lot. The card is packed with features. The card comes with low fees and no payback requirement, so you get to earn lots of cashback rewards and other travel benefits while you travel.
Key Features of the Discover Student Travel Card
The Discover Student Travel Card has a variety of features that make it a must-have for students who travel a lot. Below are some of the best features of the Discover Student Travel Card
1. No Annual fee
The Discover Student Travel Card offer one of the best and unique feature that is; it does not have an annual fee. This is especially helpful for students since there are many typical travel cards that come with certain fees.
that will considerably cut the travelling expenses. This card allows you to concentration in your travelling bills without any annual fee.
2. Cash Back Benefit
What more, the Discover Student Travel Card allows its user to get cash back on different purchases this include travel expenses. It allows the students to get Up to 1% – 5% cash back on every purchase made such as flight tickets, accommodations, car rentals, and even meals and groceries among others.
Moreover, Discover is also commonplace for offering various rewards which are only available to the cardholder scan increase cashback percentage they receive on certain types of purchases for a given amount of time.
3.Travel Protections
The card also came with travel insurance together with other benefits such as trip cancellation as well as travel accident insurance.
These facilities help students and their families to have confidence while traveling by preventing possible inconveniences that could occur and which may lead to extra costs.
4. No Foreign Transaction Fees
So, for students who intend to travel to other countries or other countries as part of their activities on other expeditions, the following benefit:
No foreign transaction fee is a game changer. Most credit card merchants preferably allow their card holders to transact up to 3% per transaction with their cards while they are in foreign countries,
unlike the Discover Student Travel Card that offers students an opportunity to spare some bucks while transacting across the globe.
5. Rewards for Good Grades
Another feature that is incorporated in the Discover Student Travel Card is the Good Grades Reward Program. If you have a Grade Point Average more than equal to 3. 0 or higher,
Discover allows all its rhino card owners to gain a $20 statement credit in every academic year up to 5 years. This incentive also works well in enhancing class performance and at the same time also offers youngsters with monetary bonuses for being responsible.
6. Flexible Redemption Options
The cashback that is accrued by the Discover Student Travel Card can be used in a quite number of ways. A student can apply it as credit and can use the money that it refunds in statement to pay some other bills or spend it on purchasing items from Amazon.
This flexibility enables student to appropriately utilize their rewards based with their consumption patterns they are able to afford.
Benefits of Using the Discover Student Travel Card
1. Budget-Friendly Travel
The Discover Student Travel Card keeps your money safe in your wallet, as it offers cash back rewards and no fees on overseas transactions. Whether it is a flight ticket or a hotel booking, every time you use the card to make a purchase, you are saving some of your money.
In the same regard, the no annual fee policy helps the cardholder avoid any forms of charges related to having the card. The fact that there are no
Foreign Transaction Fees for this card make it suitable to use especially if you are studying or plan on doing your internship in a foreign country. Eliminating these costs could be handy when arranging spending in the target country and cost must be considered closely therefore.
2. Enhanced Travel Safety
When you are traveling, some circumstances can crop up which cannot be foreseen, this is where the Discover Student Travel Card has incorporated travel insurance covers to cater for those circumstances.
Even simple things like getting your flight cancelled or your luggage getting lost are all avoided with these protections in place.
The card also holds emergency assistance services that are extremely useful in areas of the world that the patent has never visited before.
Regardless of whether one has a medical issue or ones on a trip and has encountered some issues Discover is there to ensure that everything works out.
3. Building Credit History
One more advantage of using the Discover Student Travel Card is that it assists to create credit history. Laying down a good credit report especially during the young age helps in achieving different credit goals in future for instance acquiring a house or a car.
In as much as the card may be have used responsibly in cases of a student so as to have a chance to pay an outstanding balance on time, this makes him or her to have a better credit score, and therefore more chance of having access in the future to more financial products.
4. Rewards for Academic Excellence
The Discover Student Travel Card is not only a spend now, worry never card but also spend now, study hard and be rewarded card.
The Good Grades Reward Program is a great opportunity that can be used to receive additional kinds of bonuses only for having good grades.
This is a special aspect which will help students to concentrate on their learning process besides enjoying being a responsible holder of the card.
How to Apply for the Discover Student Travel Card
Applying for a Discover Student Travel Card is very easy, here are the steps You can fill out the entire application online but if you prefer you can visit the Discover website. Here are the basic steps to apply
1. Make sure you are 18 years of age or older, a citizen or permanent resident of the United States, and a college or university student.
2. The personal information you will be asked for includes your name, address, social security number, etc..
3. Income Verification: Despite the Discover Student Travel Card being target to students in their travel activities you will be required to give details of your income. If you do not have a job you can indicate your parents as sponsors or scholarships or other means of support and income.
4.Review and Submit: After filling the application, it is requirements’ ideal for you to peruse through the details for validity and then submit it. The spoke approval is also swift and it can take a few minutes and you receive your approval.
Tips for Maximizing Your Discover Student Travel Card
– Use the Card for Everyday Purchases: But since this card offers cashback rewards you should use the card in making your expenditures for necessities in life by making purchases on foodstuff, restaurants and other things that you cannot do without.
– Take Advantage of Promotions: Your Discover will have specified eligible categories for higher cashback rates thus should monitor these categories when shopping for instance when travelling.
– Pay Your Balance in Full: They include; Do not pay interest by ensuring that you pay your balance in full every month. It will also enable you establish good credit status in cases when you are unable to pay as planned.
– Monitor Your Credit Score: It also offers the FICO® credit score for free from Discover and this you can use monitor your credit-building journey.
Conclusion
The Discover Student Travel Card contains major benefits of student travel card as it will help the student to travel round the country at a cheap cost while enjoying the benefits and rewards accorded to the card holders.
The purpose of this card is to meet the needs of the students travelling with no annual fee, cash back on purchases, and travel protections. No matter if you are going for a weekend trip or studying somewhere abroad.
The Discover Student Travel Card has been designed in such a way that your travels shall be made more fulfilling and less costly.
Whilst taking advantage of all the travel experiences possible the students can also create good standing when it comes to the credit cards in order to help them in future years.